PropTech and ConTech Can Help Industry Move Forward
At a time when we need to dramatically accelerate homebuilding, a new report released by RESCON indicates that housing starts are down and job losses in the industry continue to grow. The findings are truly disturbing. Condo apartment starts in 2025 were down a whopping 52 per cent in Ontario relative to the 2021-24 averages, […]
Rising Development Charges Are a Self-Inflicted Wound
The housing affordability crisis is often framed as a simple imbalance between supply and demand. However, the crux of the matter is that governments – particularly at the municipal level – have turned new housing into a revenue tool, relying heavily on development charges (DCs) to fund projects. What were once modest, targeted fees to […]
Down Payments for Investment Properties in Ontario: Policy, Practice, and Market Impact
Ontario’s investment property market operates under stricter down payment requirements than primary residences, a regulatory divide that continues to shape access, competition, and portfolio strategy across the province’s diverse real estate landscape. Regulatory Framework and Property Type Requirements Investment properties in Ontario require a minimum 20% down payment, regardless of ...
Canadian Tax Tips and Strategies for Real Estate Investors
Canadian real estate investors are deploying sophisticated tax strategies to preserve capital and enhance returns in an environment where effective planning can represent the difference between marginal and substantial profitability. As acquisition costs rise and yield compression challenges traditional return models, strategic tax considerations now inform every stage of the investment lifecycle,...
Tax Cuts Need to Be Extended to All New Home Buyers
The federal government has finally taken a meaningful step to address Canada’s housing crisis — and it’s a move that could help breathe life back into a stalled residential construction sector. With the passage of Bill C-4, Ottawa has eliminated the five-per-cent GST on new homes priced at or under $1 million for first-time buyers, […]
The Enduring Appeal of Real Estate Investing in Canada
Despite volatile interest rates and evolving regulations, real estate investing maintains its central position in Canadian wealth-building strategies. The sector’s resilience across economic cycles reveals structural characteristics that distinguish it from other asset classes and sustain investor interest across institutional and individual portfolios. Canada’s real estate investment ...
Rent-to-Own Models Reshape Canadian Investment Entry Points
The rent-to-own model for Canadian real estate investors has emerged as a structured alternative to traditional acquisition strategies as affordability constraints reshape market participation. This approach bridges rental income generation with eventual property transfer, creating pathways for investors to engage tenant-buyers who lack immediate financing access while building equity positions ov...
Too Much Regulation Is Making New Homes Unaffordable
The housing crisis is no longer an abstract concept. It is very real – and measurable – across the country. The affordability of housing, measured by the ratio of homes prices to median household income, has declined dramatically over the past two decades. Toronto and Vancouver are now poster children for the worst housing affordability. […]